Travel Rewards – Which Credit Card is Best?
I’m part of a few frequent flyer programs so that my flight time and expenses can work to my advantage, but I have long been contemplating signing up for a credit card to help expedite this mile accumulation process. I have resisted, however, because I tend not to be a proponent of credit cards as such. My parents always advised against them while we were growing up, and at the ripe old age of 26 I have never had one (except a Nordstrom card, but that doesn’t really count).
In all honesty, I probably couldn’t have been trusted with one at a younger age, but I’ve reached a point where I have a fairly good grasp on my personal finances, budgeting, etc. and am far from delusional when it comes to credit cards. That being said, I find the thought of a credit card that racks up miles somewhat appealing. My issue is knowing which of these programs is actually the best for me. Here’s what I’m looking at right now:
Citi // American Airlines
I have three mailers from Citi sitting on my nightstand touting all of the benefits of their American Airlines partnership. This one probably appeals to me the most since I already have miles, I’m part of their dining program and they have a good flight network.
Capital One Venture
I’m not overly familiar with the Capital One card, but I am intrigued by the fact that you can fly on any airline. One of the problems I’ve had with picking a card thus far is choosing an airline to call home. I don’t necessarily have any loyalty to any particular airline — whichever one is offering cheaper flights when I’m booking is the one I go with!
I’ve really liked Virgin the times that I’ve flown with them, but I’m not sure if they’re right for me. They’ve got lots of main cities covered, but it’s still pretty limited on destinations.
Chase Sapphire Preferred
Again, not tied to any airline in particular and some great rewards. This is another card that has really been piquing my interest (maybe all of their mailers are working?) with their discounts on airfare, and broad scope.
Now that United and Continental have merged, it seems like this card could be especially useful. Their flight map is out of control, too — tons of destinations that would be great!
I’ve completed counted out the Delta American Express card (I don’t understand why I would have an American Express card when Visa/MC is more widely accepted) as well as the Southwest card (I love Southwest, but probably not the best use of a credit card).
Do any of you have cards that you love? Any that are worth checking out or some that are just a total waste? Is there an amazing one that I’m missing? I’d love some feedback!